I’ve been looking to refinance my home for the last couple months before rates start to inch forward. I’ve been a big fan of Zillow.com and their mortgage section that lets you model a mortgage by filling in current balance, home value, and your credit score with instant quotes. Seeing an ad and hearing from a friend to try lendingtree.com I decided to give it a shot. Instantly I get about 5 phone calls trying to get my social security number to run my credit and start the process. All the quotes I got without my SSN were higher than Zillow and some refused to model a loan without my Social. I ended up going with a lender through Zillow who has been a pleasure to work with and expect to close soon!
Long story short: Zillow is easy to see what you’re getting, lending tree you’ll get dozens of phone calls asking to pull your credit for higher rates. I recommend Zillow.com for your next purchase or refinance because of its simplicity and honesty with up-front mortgage information.